In addition to a complete loan application, the following documentation is necessary for your loan package:

1. Copies of your tax returns for the last two years including all W2s, K1s and corresponding schedules.
2. Copies of your two most recent pay stubs.
3. A copy of your two most recent bank statements or your most recent quarterly statement from your savings, stock portfolio, investment account and retirement fund.
4. A signed Authorization form. (Click Here to download a copy).
5. A check for a total of $358 to cover your credit report ($33) and your appraisal ($325). If you prefer, we do accept credit cards.
6. If you are self-employed or own 25% or more of a corporation or partnership, you may need to supply additional tax documents. Consult your Alpha Mortgage representative for details.
7. If the transaction is a purchase, we will need a copy of the executed purchase contract.

The mortgage application procedure can be complex. Our loan specialists are trained to make certain you understand all the terms, conditions and costs associated with your mortgage and that you are at ease with the process. Please don't hesitate to ask questions. You can contact us by e-mail or call (303) 758-3755.

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