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Pre Qualification vs. Pre Approval

Before you begin your home search, you should have a good idea of how large of loan you will qualify for - how much money you can borrow. Basic income and debt obligations are examined by Alpha Mortgage to determine the maximum amount available to you.

Alpha Mortgage has a short, on-line pre-qualification form that you can fill out in minutes. Then, in 24-48 hours, you will have a good idea of just how large of a mortgage you can afford.

So Click Here to get Pre Qualified with Alpha Mortgage, or call us at 303-758-3755.

But keep in mind that pre-qualifying only gives you a general idea about your borrowing power. If you are already actively looking for a home or are working with a Realtor, you'll want to get Pre-approved.

Get Pre Approved

Getting a loan pre-approved is the smart way to shop for a home. It tells sellers you're a serious prospect, and you know in advance how much money you can afford. Alpha Mortgage can put in writing your pre-approved mortgage amount. This way both the real estate agent and the sellers know you are a qualified candidate. A preapproval is Alpha Mortgage's firm commitment on a loan. This lets you to enter into negotiations with the seller with confidence.

Apply On-Line to get a pre-approved mortgage with Alpha Mortgage, or call us at 303-758-3755.

 

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