The
process to get a loan should be trouble free if
you follow these easy steps:
Step
1:You complete and submit your on-line
loan application and authorization form.
Step
2:We review your information, and inform you of
all supporting documentation and payments required.
Step
3: You return your signed application and required
supporting documents with payments to us. (see
Loan Application Checklist) For your convenience,
we do accept credit cards. We order an appraisal.
Step
4: You can provide a written request to lock a rate
anytime after we receive your signed documents and
payment. We perform a final review of your loan
documents and submit them for approval.
Step
7: You sign your final loan documents on the closing
date. If this is a purchase transaction, the loan
funds at the closing.
Step
8: A check is cut for your loan amount. If this
is a refinance, the loan funds after three (3) full
business days.